New Delhi: The cases of COVID-19 are increasing at an alarming rate across the country. Omicron’s growth has raised fears of a possible downside wave in the coming months. The Insurance Regulatory and Development Authority of India (IRDAI) has issued a directive on the new COVID-19 version to all health insurance companies in India.
According to the insurance regulator, all insurance policies that cover COVID-19 treatment will also cover the cost of treatment for infection with the new strain. Also, IRDAI has issued instructions to the insurance companies in this regard.
The IRDAI Bulletin clears up the ambiguity for anyone who may need health insurance to cover such unforeseen treatment costs.
“In view of the recent instances of COVID-19 cases under Omicron variant, it is clarified that all health insurance policies issued by all general and health insurance companies that cover the cost of treatment of COVID-19, They also cover the cost of treatment. “The Omicron version of Covid-19 is in accordance with the terms and conditions of the policy agreement,” IRDAI said in a press release on Monday (January 3).
This required insurance companies to “set up an effective coordination mechanism with all their network providers (hospitals) to provide a seamless cashless facility to all policyholders in case of hospitalization, if any, and Provide prompt services to all policyholders.”
“Hospitals are also asked to honor Service Level Agreements (SLAs) agreed with insurance companies for the purpose of providing cashless care to health insurance policyholders,” the statement continued.
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