New Delhi: State Bank of India (SBI) has announced revision of Aadhaar and lending rates. The largest public sector bank has increased the base rates by 0.10 percent while the prime lending rate has been increased by 0.10 percent.
The latest revision in rates is all set to impact those SBI customers who had taken loans from the bank at floating interest rates. The new rates have come into effect from Wednesday i.e. today (December 15).
With the latest revision, the new base rate is now 7.55 per cent after an increase of 0.10 per cent. On the other hand, according to a report by ZeeBiz, the prime lending rate is now 12.30 per cent from 0.10 per cent now.
The increase in the base rate will have a direct impact on the customers of SBI, as the borrowers will now have to pay more interest from the government bank.
The minimum base rate on loans is set by the Reserve Bank of India. Banks operating in India are not allowed to lend at interest rates lower than the base rate fixed by the RBI in the country.
Further, SBI has clarified that despite the increase in the base rate and prime lending rate, the bank has not made any change in the marginal cost of lending rate for all borrowers. Read also: Cabinet nod to PLI for Semiconductor will strengthen Atmanirbhar Bharat programme: PM Modi
SBI has also notified the change in bank rates on its official website. Borrowers can check the portal to better understand how the latest hike in Aadhaar and prime lending rates will impact their wallets. Read also: MedPlus IPO subscribed 52.59 times on last day of offer: Check latest subscription status
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