Digit reduces the health insurance waiting period to 1 year for specific diseases

According to the press release, “Specific diseases typically have a waiting period of two years, while pre-existing diseases can have a waiting period of up to four years. The aim of this offering is to ensure that more people are admitted to the hospital. for pre-existing diseases or conditions and specific ailments instead of waiting for a longer period of up to four years.”

Speaking about the offering, Vivek Chaturvedi, Chief Marketing Officer, Digit Insurance said: “This short waiting period is particularly beneficial as specific diseases are difficult to diagnose at an early stage and within two years of buying one. claim may need to be made. Policy. A flat waiting period of one year will ensure that more and more of our customers get access to quality healthcare in times of need.”

Most of the common specific diseases like Arthritis, Gastric and duodenal erosions/cysts, Cirrhosis of liver, Fibroids, Ovarian cyst, Hemorrhoids, Fissures, Sinusitis, Tonsillitis, etc., which usually have a waiting period of two years, are now covered after a waiting period Will be done. period of one year.

“Many do not realize that there are more than 30 specific diseases and even some common ailments like cataract, liver cirrhosis, pancreatitis, ovarian cyst, hernia etc. are covered during the waiting period of hospitalization is not done. Many of these procedures are often quite expensive and hospitalization after one year will help individuals opt for a shorter waiting period.”

As was prevalent earlier, the insurer may, however, ask for medical examination on a case-to-case basis before issuing the policy. Also, the policyholder will be required to declare all pre-existing diseases, conditions and symptoms at the time of purchasing the policy as suppression of any information at the time of issuance of the policy can lead to claim rejection. Press release.