The Insurance Regulatory and Development Authority of India (IrdaiI) has advised all general and health insurers to introduce a verification system to validate and certify medical practitioners while issuing, renewing policies for medical malpractice under professional indemnity cover. Consider capturing or collecting Health Care Professional (HPR) IDs in the U.S. ,
By doing so, it will enable digitization and ease the process of buying and selling professional indemnity policies and promote HPR registration among healthcare professionals.
According to the Irdai circular issued on November 22 under Ayushman Bharat digital mission adoption by doctors, “Under HPR, an HPR ID will be generated through Aadhaar or other KYC, as well as the medical qualification of the medical professional which will be verified by their respective . State Medical Councils. This HPID serves as a unique ID for medical practitioners to enable linkage with all stakeholders of the healthcare ecosystem. Therefore, in order to make the best use of the registry, all general and health insurers are advised to take advantage of health professional registry for building a network of doctors or physicians or other health professionals for providing OPD or other health care. can consider. Services.”
In other words, it adds another level of verification while issuing professional indemnity insurance cover to medical practitioners and could also be useful in building network hospitals for healthcare in future, said Naval Goyal, founder and CEO of PolicyX.com. Is. “It also helps in better detection of fraudulent activities through better record keeping,” Goyal said.
“IRDAI has received a communication from the National Health Authority (NHA) on the subject titled. It is informed that as part of Ayushman Bharat Digital Mission, NHA has incorporated Healthcare Professional Registry (HPR), which is a registered and verified list of health professionals providing modern as well as traditional healthcare services across India. There is an extensive stock of.
“This mission is envisioned to spur positive growth for the health insurance industry both in terms of penetration and innovation. It is a significant step towards seamless flow of information between insurers, doctors and policyholders. Insurance providers can now avail comprehensive OPD One can leverage a network of qualified doctors, therapists and health professionals to provide coverage,” Amit Chhabra, Head – Health Insurance, PolicyBazaar.com.
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