As climate change increases, extreme weather incidence is becoming more frequent and serious. Representative file image. , Photo Credit: Sudhakar Jain
IThe climate of NDIA is not written in future stars – it is written in rising temperatures, uncertain monsoon and acute disasters. The question is: what are we doing about it? The World Bank states that more than 80% of India’s population lives in districts at risk of climate-inspired disasters. In Central India, from incredible monsoon floods in the north-east to heat-inspired crop failures, these incidents are no longer separate incidents-they are systemic threats for economic stability, public health and national security. Nevertheless, despite increasing evidence, India remains weak due to intervals in risk evaluation and preparations. Lack of a broad structure to evaluate and Climate physical risks predict (CPRS) means that adaptation strategies are reactive rather than being active.
Rising climate physical risk
As climate change increases, extreme weather incidence is becoming more frequent and serious. CPRs are spread beyond natural disasters, including intense shocks, such as floods and heatweaves, and chronic stress, such as monsoon patterns and long move drought. While disaster initial warning systems and weather forecasts help reduce immediate damage, CPR requires long -term approach. Unlike short -term weather forecasts, climate estimates analyze long -term trends, enabling policy makers to prepare climate threats.
Prevention and treatment of global climate action is caught between mitigation, which reduces emissions, and adaptation, which prepares for its unavoidable effects. While adaptation has long been considered a priority for global south, wildfires, heatwaves and cyclones, now also tested the flexibility of the global north, which makes it clear that adaptation is a universal need. Nevertheless, funding is oblique towards mitigation, is directed towards renewable energy with most resources and disintegration on adaptation measures such as flexible infrastructure. However, investing in adaptation is not only about existence, but also financially prudent. The United Nations Environment Program estimates that every $ 1 invested in adaptation gets $ 4 returns through low economic losses and low disaster recovery costs.
CPRs are not only about extreme weather events, but also about how and weaker communities, businesses and infrastructure are exposed. The inter -government panel on climate change provides a clear outline: the expected value of CPR is a function of danger, risk and vulnerability. Dangers include floods, cyclones and heatwaves. The exposure determines who and what is at risk. The vulnerability reflects the ability to withstand a system to face and recover. Together, they define the correct scale of climate risk.
For the protection of financial stability, regulatory bodies worldwide are being transferred to compulsory reporting from the revelations of voluntary climate risk. In India, the Reserve Bank of India is integrating climate risks in its regulatory framework, while IFRS ISSB S2 determines global standards to underline CPRS that assessing these risks is now central for business continuity, not only environmental responsibility.
Despite the urgency, India’s approach to CPR assessment is fragmented. While there are national structures in countries such as the US, UK and New Zealand that directly informs policy and finance, India’s efforts are spread to government agencies, research institutes and private platforms, each of which use different functioning and dangers of attention. Although there are no integrated systems to consolve these insights from IIT Gandhinagar in India from IIT Gandhinagar, from the India Meteorological Department and disaster structure from the National Institute of Disaster Management. Reliable CPR projections are further interrupted by the global climate model such as representative concentration routes and the limitations of shared socio-economic routes, which fail to capture India’s hyper-local climate realities. Without a central reserves for standardized climate risk data, business and government agencies struggle to make informed decisions.
Take steps to fill the gap
Recognizing these intervals, India has taken steps towards factoring in climate threats in its National Adaptation Scheme (NAP), according to Article 7 of the Paris Agreement, which makes all countries mandatory to establish NAP by 2025 and progress by 2030. India prepared an adaptation communication and presented its first report in 2023.
Although this is a great start, India should go ahead by creating a CPR assessment tool that supports public and private decision making. This will enable the public sector to design climate-flexible policies, plan infrastructure and allocate resources effectively. This price will play an important role for the private sector in assessing risks in chains, supporting operating and expansion plans and meeting the expectations of growing investors. Therefore, an India-specific device combines transparent, science-based methods with localized climate modeling, granular risk evaluation, a centralized climate exposure data hub, and transparent, scientific reaction mechanisms with science-based methods. Since India Vikit shows its way towards India, strong climate risk assessment will ensure that progress is not just sharp, but future-proof.
Published – May 21, 2025 12:56 AM IST