The relevance of timing cannot be underestimated in personal finance, especially when applying for credit cards.…
Tag: credit profile
Planning to apply for a credit card? Here’s the credit score you really need | Mint
A good credit score goes a long way in deciding how easily a personal loan applicant…
How to go from a 650 to 750 credit score — What really works | Mint
A credit score of 650 is treated as a ‘fair’ score in India by leading credit…
What a 550 credit score really means — And 5 proven ways to rebuild it fast | Mint
A credit score of 550 is generally considered poor in India. Such a score significantly impacts…
Can you get a ₹3 lakh personal loan with a poor credit score? Find out now | Mint
A personal loan provides help in dealing with serious life challenges such as medical emergencies, surgeries,…
What is a good credit score? A guide for Indian borrowers in 2025 | Mint
As the Indian economy evolves and financial literacy grows among consumers, understanding what constitutes and constructs…
Credit score or credit report? Don’t confuse these two financial tools | Mint
Many people link an individual’s overall credit behaviour to their credit score. However, the credit score…
Defaulting on Kotak Mahindra Bank credit card? Understand legal consequences, credit score impact | Mint
To combat the ever-rising number of credit card defaults in India, leading financial institutions and banks…
Free credit score check: You can download your report in minutes. Here’s a step-by-step guide | Mint
Maintaining a clean credit profile and a good credit score is essential for securing personal loans,…
5 smart ways to manage personal loan EMIs online: Track, pay, and optimise with secure digital tools | Mint
India’s personal loan market is projected to grow at a CAGR of 26.55% between FY2025 and…