In a major move to enhance credit score accuracy and minimise reporting discrepancies, the Reserve Bank…
Tag: credit report
How is credit score different from credit report? An explainer | Mint
If you are looking to borrow a loan and apply for the same with a bank…
How gold loans affect your credit score – What every borrower should know | Mint
Gold loans are extremely attractive in India because they are easy to get, have minimal documentation…
Credit score secrets: What loan agents won’t tell you about your credit report | Mint
Credit scores have now become the cornerstones of financial health in the country. Especially since the…
How can first-time borrowers build a CIBIL score from scratch? | Mint
I’m planning to take a personal loan to fund a certification course, but I’ve never taken…
Borrowing by small businesses: Why do directors need to have a strong credit profile? | Mint
For any business to thrive, especially MSMEs (Micro, Small, and Medium Enterprises), it is crucial to…
STD, DPD, and LSS in CIBIL report: What they mean and why they matter | Mint
Banks and NBFCs look at the applicant’s credit score and report while underwriting their loan or…
Worried about identity theft? Here’s how a credit freeze can help | Mint
With identity theft and data breaches becoming more frequent, it has never been more important to…
Unemployed but want a better credit score? Try these 4 proven strategies | Mint
In India, boosting your credit profile or enhancing your credit score during periods of unemployment is…
Significance of credit score: All you need to know from banking to insurance | Mint
In today’s world, credit reports and credit scores have become synonymous with financial health and stability.…