Looking beyond credit risk

Representative image | Photo Credit: Getty Images/iStockphoto Last month, the Reserve Bank of India (RBI) said…

How to maximize returns on your debt mutual fund investments

The 10-year Indian bond yield, once trading at 12-13% in the late 90s, has now dropped…

Is your credit at risk? How to detect and prevent credit score fraud | Mint

Modern times combined with easy access to financial data has made credit score fraud more likely…

RBI tightens personal loan rules: Credit scores now updated within 15 days | Mint

As from January 1, 2025, one of the key regulations taken by the Reserve Bank of…

Loans to farmers are at a record high. But can fintech firms keep risk in check?

Temasek-backed StarAgri, a full-stack agritech platform that typically offers loans to farmers against their agricultural stocks…

IIFL Samasta to raise funds up to ₹1,000 crore via bonds; details here

IIFL Samasta Finance, a non-banking microfinance company (NBFC-MFI) in India, will raise funds amounting to ₹1,000…

Why converting purchases to EMIs may no longer get you a discount

The directive in Bajaj Finance’s case stemmed from its violation of the central bank’s mandate to…

Understanding the risks in AIFs and PMS investments

A similar thing happened at 360 ONE Private Equity Fund (formerly known as IIFL Private Equity…

Why alternative investment funds are betting on performing credit

On the other hand, banks and non-bank financial companies (NBFCs) are constrained in terms of the…

Fall in demand for home loans in India, rise in personal loans and credit cards: TransUnion CIBIL.

Inquiries for home loans for the three months ending December 2022 were down 1% compared to…