Your credit score isn’t final — Here’s how to bounce back from a low rating | Mint

A sluggish or a weak credit score can prevent approval for personal loans or credit cards.…

Should you take a personal loan via GPay? Pros, cons, and hidden charges explained | Mint

Google Pay now helps in connecting users with partner banks and financial institutions, providing personal loans…

Business credit card: Features, eligibility, fees and how it works | Mint

Managing spending is crucial for freelancers, small businesses, start-up founders, and employees in growing companies. Business…

Good debt vs. bad debt: What’s the difference and why it matters for your financial health | Mint

In the world of personal finance, “debt” has a negative perception. However, not all debt is…

Rent or buy? This in-depth guide will help you decide.

Who doesn’t dream of buying a house? Owning a home can have several benefits, apart from…

How long can you keep a credit card without using it? Risks and tips explained | Mint

Credit cards now come in all types and forms. Banks issue credit cards catering to specific…

Small-ticket loans and ways to spot possible delinquencies: Do credit scores give a true picture? | Mint

The Reserve Bank of India (RBI) recently announced a reduction in the repo rate by 50…

Should you repay credit card debt with a personal loan or carry it forward? Find out the best solution | Mint

During a medical or any other financial emergency, in the absence of an emergency fund, an…

How late credit card payments affect your credit score—and what you can do about it | Mint

While credit cards have a lot of benefits and convenience, they come with a measure of…

SBI job rejection over poor credit score: Madras HC ruling stresses financial discipline for banking, finance careers | Mint

A recent Madras High Court ruling has upheld State Bank of India (SBI)’s decision to revoke…