I’m planning to take a personal loan to fund a certification course, but I’ve never taken…
Tag: credit utilisation
5 surprising ways a personal loan can boost your credit score | Mint
In India’s ever-evolving credit distribution landscape, personal loans have emerged as a strategic tool not just…
7 secret factors that affect your credit score in India – What lenders don’t tell you | Mint
Knowing the factors influencing credit score while availing of loans and credit cards in India is…
How your credit card limit affects your credit score—And how to maximize it | Mint
In India, the know-how of your credit card limit is critical for maintaining a healthy credit…
Should you close your credit card if you are not using it? | Mint
Have you just stopped using a credit card? If yes, should you close the card altogether?…
Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one | Mint
Possessing a credit card is not only uncommon but somewhat close to financial necessity in current…
How does regular credit card usage affect your credit score over time?
So you have your credit card and your bank has given you an offer of some…
How do personal loans affect your CIBIL score?
Personal loans can have both positive and negative effects on your CIBIL score, depending on how…
How to improve CIBIL score in the long term? Here are six strategies
Improving your CIBIL score in the long-term calls for consistent effort and responsible financial habits. These…
What are the different ways to access your credit report?
Individuals can access their credit reports through a number of means, primarily through credit bureaus authorised…